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[Updating] !Notes on your Assets

Assets

  • Business
  • Investment
  • TODO
  • Pension in Stocks
  • Put on pension each 6 months
  • [My-Stocks]

# Stratery on Stock investment

  • notes

+ active income

  • business
  • arbitrage

+ passive income

  • dividends
  • real estate investment

+ Assume US stock will rise again

  • invest more on stock, because don't want to lose more money in stock
  • Strategy

+ less 50% money on some stock for more moeny

+ at least 30% on index ETFs

+ hold cash if not good choices

+ 70% 成长型, 30% 创收资产

  • 50% on US equities, 40% on asian equities, 10% cash
  • 基金以 5% 为界调整, 股票以 10% 为界 调整
  • check every month

+ 60% 成长型, 40% on 退休基金

  • rebalance use wealthfront.com
  • input:

+ 2020-09-10 -> 221497.25

  • 6650 = 214847.25
  • -6650 比亚迪电子亏损
  • around 2500 hkd cash

+ 2020-09-07 -> 221197.25 + 300 = 221497.25

  • + 300
  • around 3k hkd cash

+ 2020-09-03 -> 221197.25 + 3,762.96 = 224960.21

  • 175011.66 + 7900 + 16006.02 + 20279.57 + 3000 = 222197.25 hkd
  • around 3,762.96 hkd cash

+ 2020-09-01

  • 165026.66 + 4,900 + 16006.02 + 20279.57 = 206212.25 hkd
  • input on sofi.hk
---------

+ 2020-12-16

  • 105569.9 hkd
  • -19098.93 hkd

+ 2020-11-18

  • 131198.83 hkd
  • +50000 hkd

+ 2020-11-13

  • -52990 hkd
  • 81198.83

+ 2020-11-06

  • -10000 hkd
  • 134188.83

+ 2020-10-28

  • -6190 hkd
  • 144188.83

+ 2020-10-22

  • -24932.83 (8286.68 for bitcoin, 5000 for house fee, 2000 cash, ) ?
  • 150378.83

+ 2020-09-07

  • +300
  • 175011.66 + 300 = 175311.66

+ 2020-09-03

  • +10000
  • 165011.66 + 10000 = 175011.66

+ 2020-08-30

  • - 153089.86 + 159026.66 = -5936.8
  • + 6000

+ sofi input: 10,000.00 + 10,000.00 + 10,000.00

  • 1,500.00 + 2,500.00
  • 2,988.34 + 50,000.00 + 10,000
  • 13,000.0 + 58000 + 6000 + 10000 - 7000 + 10000 - 8000 - 18000 - 1932.83 = 150378.83
---------

# Updated One

  • Input:

+ Info:

  • [My-Money](https://docs.google.com/spreadsheets/d/13oVXolE1bBj1zLOu-F57pCDwCVjfDUATLxat02qbxTg/edit?usp=sharing)
  • [Futu-hk](https://profile.futuhk.com/)

+ 89012.37 HKD on 2021-01-21

  • -27755.39

+ 116767.76 hkd on 2020-12-30

  • -2450

+ 119217.76 hkd on 2020-12-21

  • -1250 hkd

+ 120467.76 hkd on 2020-12-21

  • +14897.86 hkd for BND

+ 105569.9 hkd on 2020-12-16

  • -19098.93 hkd

+ 124668.83 hkd on 2020-12-10

  • -5780 hkd

+ 130448.83 hkd on 2020-12-04

  • -750 hkd

+ 131198.83 hkd on 2020-11-18

  • +50k hkd

+ 81198.83 hkd on 2020-11-13

# Growth Stocks - 50% - FUTU-HK

  • Input:

+ 99548.41 HKD on 2020-12-04

  • Note:

+ at least 20% income (around 8000HKD) each month

+ 5000 CASH hkd

+ put the dividends into the stocks

  • Dividend

+ 2020-12

  • 14.96 HKD <- 1.93 USD from VGT
  • Stocks - 40%:

+ note:

  • 小型港股要謹慎 , 設置损失下限(-7%), 投资上限 (50000 hkd)
  • don't put all you money in one stock

+ too risky, and too much worry

+ a bit more 60% rishy with a least 30% balance

+ SELL if profits > 15% or 20% (增强限价盘 or 止损盘)

+ SELL if loss > 7% (止损盘)

+ 3680.hk

  • 33410 hkd on 2020-11-30
  • @5.77
  • 12240 = -12400+24640; buy 2000, and sell 4000 on 2020-12-21
  • 25000 on 2020-12-22
  • +3830 = 66820/2 - 12240-12480-12520 on 2020-12-22
  • TODO SELL

+ 9988.hk

  • 26020 hkd on 2020-11-30
  • @260.2 hkd
  • TODO SELL @270

+ 1102.hk

  • 10080 HKD on 2020-12-28
  • @0.3175 hkd
  • TODO SELL

+ NIO

  • 1419.34 hkd <- 45.76 * 4 on 2020-12-25
  • @45.76 usd

+ backup:

  • CHECK the high growth stocks
  • US:FSLY @90?
  • US:SQ 210
  • NIO @40 ?
  • us:UNH ?
  • monthly input - 40%
  • US:VGT - 0.1 - 20% - 7.76%
  • @328.4225 usd
  • 12919.19 hkd <- 1666.7 usd

+ 980.9 usd -> 7604.67 hkd on 2020-11-18

+ 332.79 usd -> 2579.44 hkd on 2020-11-27

+ 353.01 usd -> 2736.84 hkd on 2020-12-23

  • TODO BUY >= 1 each month
  • TODO CHECK on 2021-05
  • US:QQQJ - 0.15
  • @30.6 usd
  • 1898.02 hkd <- 244.8 usd
  • TODO double
  • high-growth - 15%
  • HKD 20000
  • US:XSW - SPDR S&P Software & Services - 0.35 - 5% -
  • @148.39 usd
  • 4602.32 HKD

+ 2174.06 hkd on 2020-11-30

+ 2428.26 hkd on 2020-12-23

  • 貝萊德新世代科技基金 - 5%
  • @24.11
  • 5000.78 hkd <- 645 usd on 2020-12-18
  • bitcoin - 5%
  • 100 hkd on 2020-11-01
  • 5000 HKD on 2020-12-21

+ 4825 HKD on 2020-12-21

  • reference
  • [binance](https://www.binance.com/tw/my/dashboard)
  • [huobi](https://www.huobi.vc/zh-hk/)
  • [coinbase](https://www.coinbase.com/dashboard)
  • [LocalBitcoins](https://localbitcoins.com/)
  • US:VTV
  • 3067.hk 安碩恒生科技 ETF - 5% - ~2.53%

+ note:

  • TODO CHECK
  • US:VHT - 0.1 - 5%

+ @220 usd

+ TODO BUY 3 firstly

+ TODO BUY 2 each 2 or 3 month

# Dividend stock + ETF - 20% - 6%

  • Input:
  • 4883.46 HKD on 2020-12-11
  • Note:
  • @FUTU
  • 5% income (around 2000 HKD) each month in this Fund
  • Dividend Yield Ratio = 派息 / 股价
  • Dividend
  • US:MSFT - 40%

+ @210.01

  • input: 10095.78 <- 1302.16 = 630.03 + 2 + 668.13 + 2 on 2020-12-23
  • +4.15% -> 26.23 on 2020-12-18

+ TODO BUY double @220

  • US:TSM - 20%

+ TODO BUY 7 @100

  • 06823.hk - 7.77%

+ dividend: 6.83%

+ TODO BUY @10 or 2021-02-10

  • US:SCHD - 0.07

+ TODO CHECK

  • US:VNQ - 0.12% - 10% - %

+ note:

  • +415.47 hkd

+ TODO BUY 6 firstly on FUTU, around 4000 HKD @80

+ TODO BUY 3 every 3 months

  • 3199.hk
  • ~ US:VYM - 0.06 - 5%

+ @90

+ TODO CHECK firstly

  • CHECK:

+ US:T

  • TODO CHECK

+ US:MMM

  • TODO CHECK

+ US:FRT

  • Federal Realty Trust
  • TODO CHECK

+ US:JNJ

  • note:

+ @144 usd

  • TODO CHECK @145 ?

+ 00001.hk

  • TODO CHECK @50 ?

+ 3199.hk

  • TODO CHECK @118.5 ?

+ Dividend Stocks

  • TODO CHECK
  • US:PG
  • ~ US:VWOB - 新興市場政府債券ETF - 0.25%

+ TODO CHECK @80 ?

退休基金 - Index funds + Bonds - 30% - ~ 18.56%

  • Input:
  • 15486.54 HKD on 2020-12-08
  • Note:
  • @firsttrade
  • invest around 20% income (around 6000 HKD) each month including the dividend
  • a bit Steady growth
  • CHECK these every 3 months, and balance the combination
  • THE Tests on SOFI-HK
  • Dividend
  • 2020-11-01
  • US:VOO - 0.03% - 60% - ~9.8%

+ note:

  • 2.1 usd futu fee
  • @339.935 usd
  • TODO BUY around 10K each time, BUY 4 each 3 months

+ 23699.41 hkd <- 3058.84 usd on 2020-12-21

+ NEXT TODO BUY 3 on 2021-03-23 ?

  • US:BND - 0.035 - 30%

+ TODO CHECK around 6000 HKD at @87.5

  • ~ US:VWOB - 0.25 - 5%

+ TODO CHECK @80

  • ~ US:BIV
  • MPF

+ TODO

  • CHECK to switch into Fidelity

+ 計劃成員帳戶號碼 : 313084227

  • scheme id: 39999981
  • input: HKD 101,233.21 hkd on 2020-09-09
  • 40% 自選美國股票基金 + 25% 自選亞太股票基金 + 10% 環球股票基金 + 5% 自選歐洲股票基金 + 20% 自選均衡基金 on 2020-12-10
  • +6167.84 -> 49769.13 on 08-28-2020
  • +4130.98 -> 105364.19 on 2020-09-09
  • +11119.68 on 2020-11-24
  • +13034.51 on 2020-12-03
  • +13353.03 on 2020-12-10
  • +12813.44 on 2020-12-15
  • +12838.55 on 2020-12-23

-- 应急基金 - SOFI-HK --------

  • input

+ 35493.52 hkd -> 3 months for emergency

+ Insurance fee

  • TODO CHECK
  • Insurance

+ 医疗 Bowtie 保險

  • 10%
  • 保柏环球优越自愿医保计划
  • 保柏互通保額醫療保障計劃

+ 每年根据年龄重新投保?

+ 恒生银行为你提供合资格延期年金保单、自愿医保及强积金可扣税自愿性供款方案,

-> 恒生强积金可扣税自愿性供款 ?

+ 保泰自願醫保 – 靈活計劃 – 升級計劃

  • 446.38hkd/m
  • 自願醫保認可產品編號: F00029-01-000-01

+ 友邦

+ 危疾保險或意外保險

  • US:BND - 0.035 - 50%

+ @SOFI-HK

+ @87.73

+ 17684.27 HKD <- 2280.98 usd on 2020-12-23

+ One month cash flow

  • US:VHT - 0.1 - 60%

+ @221.22 usd

+ 13734.32 hkd <- 1771.64 usd on 2020-12-29

  • ~ 貝萊德全球基金 - 世界健康科学基金A2類股份 (美元) - 40%

+ @FUTU

+ +165.13 hkd <- 1571.66 USD on 2020-12-30

+ 1550.36 usd -> 12017.01 hkd on 2020-12-08

+ +0.4% -> 6.26 on 2020-12-10

+ +1.04% -> 16.20 on 2020-12-18

  • ~ 貝萊德全球基金 - 可持續能源基金A2類股份 (美元) - 1%

+ +453.56 hkd <- 2764.40 usd on 2020-12-18

+ -1.59% -> -43.15 on 2020-11-12

+ +0.35% -> 9.490 on 2020-11-25

+ +2.43% -> 65.760 on 2020-12-01

+ +1.56% -> 42.160 on 2020-12-10

  • ~ 富兰克林科技基金A类 (美元 累积) - 1%

+ 1,112USD + 981USD = 2093 usd

  • 16006.02HKD

+ +2359.07 hkd <- 2369.46 usd = 18368.89 HKD

+ +18.950 on 08-26-2020

+ +92.350 on 08-27-2020

+ +3.99% -> 83.490 on 2020-08-28

+ +8.22% -> 172.070 on 2020-09-03

+ -3.30% -> -68.990 on 2020-09-09

+ -2.48% -> -51.910 on 2020-09-11

+ -1.69% -> -35.460 0n 2020-09-15

+ +1.12% -> 23.380 on 2020-09-29

+ +7.65% -> 160.040 on 2020-10-10

+ +10.22% -> 213.820 on 2020-10-14

+ +7.16% -> 149.920 on 2020-10-21

+ +10.61% -> 222.050 on 2020-11-07

+ +7.25% -> 151.820 on 2020-11-12

+ +10.10% -> 211.290 on 2020-11-25

+ +13.21% -> +276.460 usd -> 2143.38 hkd on 2020-12-01

# 亏损记录

2333.hk

  • 9950 hkd on 2020-12-21
  • @19.9
  • +825 = 10775-9950

2110.hk

  • 4850 hkd on 2020-12-07
  • @0.485
  • less discipline
  • why do u fully trust some others?

+ too emotional

+ don't fully trust weak ones, skilled and competent are the first ones

  • -3550 hkd

1859.hk

  • 4250 hkd on 2020-11-30
  • note:

+ @0.85

+ -540 hkd @0.89 hkd, sell @0.85

  • TODO SELL

1859.hk -> +7522 = 100698

  • 65100
  • 43120 hkd ?
  • summary

+ 9217.43

  • 600 = ~ +9000 hkd
  • @0.8823 hkd
  • -29750 - 24940 hkd on 2020-11-17
  • -40320 hkd on 2020-11-18
  • -1840 hkd on 2020-11-20

+

  • 53850
  • 54270
  • 128 = +292 hkd on 2020-11-16

+ 0.03 * 59000

  • 840
  • 116.84 = -1073.68 on 2020-11-19
  • -3720 hkd on 2020-11-23
  • -4650 hkd on 2020-11-26
  • 2020-11-27

+ 70% @0.93 on 2020-11-27

+ +65100 hkd on 2020-11-27

+ +43120 hkd on 2020-11-27

+ +7360 hkd on 2020-11-27

+ -5640 = -9200 + 8900

  • 5340 hkd on 2020-11-27

US:NIO

  • @43.738 usd
  • 218.95 usd -> 1697.64 hkd on 2020-11-16
  • 12.18 usd -> +94.44 hkd on 2020-11-19

9988.hk

  • 30730 hkd on 2020-11-11
  • @280 hkd
  • 55950 = 55840 + 110 hkd on 2020-11-10

+ sell 25120, and buy 25180 on 2020-11-11 -> -110 hkd

+ sell 50580 on 2020-11-16 for 1859.hk

  • -5370
  • TODO BUY ?

2377.hk ?

  • @1.89 hkd
  • 1890 hkd on 2020-11-10

+ -410 hkd

1376.hk

  • 112800 + 130 = 112830 hkd on 2020-11-06 ?
  • @0.47
  • (0.47 - 0.25) * 24000 = - 52800 - 130 - 60 = -52990 hkd
  • TODO SELL

8646.hk -> 12180 + 124.45 = 112,924.45

  • 1080 = -111844.45 hkd on 2020-10-20 ?
  • TODO SELL
  • SO SAD TO BUY THIS

+ notice weak persons

+ make the mistakes again

  • greedy

1853.hk

  • 96925 hkd on 2020-10-23
  • @2.6731
  • TODO SELL
  • 10676 - 250 = +10426 hkd

1376.hk -> 10000 hkd on 2020-10-22

  • TODO BUY ?
  • TODO SELL
  • 15040 - 10000 - 40 = +5000 hkd

coolcoin

  • -8486.68 hkd
  • note: it's a fraud

比亚迪电子 00285.hk 32,800 + 16,275

  • 14750
  • -
  • 13975 = 49075
  • 14750
  • 13975 = 34325
  • 13975 =

20350

  • 13700 = -6650

0001.hk 長和

  • 25,225
  • 24200 = -1025 + 300 = -725

0005.hk 汇丰控股

  • 13,560
  • 12880 = -680

us:vgt

  • 0.1%
  • -363 hkd on 2020-09-16

Vanguard Mega Cap Growth ETF

  • MGK
  • 0.07
  • -438 hkd on 2020-09-17

us:FB = -1532 hkd on 2020-09-18

1810.hk -> -1120 hkd

3680.hk

  • +640 hkd on 2020-09-23

1463.hk

  • -720 hkd on 2020-09-25

us:VTV

  • +231.81 hkd on 2020-10-09

3680.hk -> 36940 hkd on 2020-10-14

  • TODO SELL
  • BUY 3680.hk at a lower price ?
  • 37940 - 36940 - 40 = +900

1810.hk -> 8300 hkd on 2020-09-23

  • TODO BUY ?
  • 20.75 * 1.20 = 24.9
  • 20.75 * 0.9 = 18.675
  • 9000 - 8300 - 30 = +670 hkd

9988.hk -> 26540 hkd on 2020-09-11

  • TODO SELL @305 or after 蚂蚁金服
  • 265.4 * 1.11 = 294.594
  • 265.4 * 0.93 = 238.86
  • 30200 - 26540 - 60 = +3600 hkd

# SOFI

  • input:

+ 134188.83 hkd total on 2020-11-06

+ 144188.83 hkd on 2020-10-28

+ 134878.12 hkd on 2020-09-10

+ 137412.76 hkd on 2020-09-12 (note: sell AGG to invest more in growth one)

+ 139814.19 hkd on 2020-09-15 (note: buy ishare asian, buy xiaomi, sell hsbc, msft, and alibaba)

+ 147242.54 hkd on 2020-09-17 (note: sell facebook, vgt, and buy xiaomi, 3032, 1463)

+ 137500.71 hkd on 2020-09-18 (note: buy 3032.hk, sell facebook, c, voo 2)

+ 123817.44 hkd on 2020-09-23 (note: sell VGK 12, 3680, buy xiaomi, c)

+ 170270.65 hkd on 2020-10-02 (note: all)

+ 165270.65 hkd on 2020-10-16

  • withdraw 5000 hkd on 2020-10-16
  • 12000 (house fee) + 7000 (bitcoin) + 3000 (credit) + 2000 (living) + 5000 - 1000 = 28000 on 2020-10-16
  • 7700 (bitcoin) + 5000 (debit) + 3000 (credit) + 3000 (monthly living) = 18700 on 2020-10-16
  • SELL VWOB + buy US:C (note: wanna keep cash not bonds, US:C will rise )

+ 150378.83 hkd on 2020-10-22

  • SELL voo, US:c, 2 VUG for hk stocks
  • keep 100k hkd for some stock

+ 144188.83 hkd on 2020-10-28

  • for shenzhen hukou
  • stock: - 20% - ~%

+ input: 68302.93 hkd on 2020-11-13

+ input: 121102.93 hkd on 2020-11-06

  • 65553.26 hkd on 2020-09-12 (note: buy alibaba, and facebook)
  • 65673.26 hkd on 2020-09-15 (note: buy xiaomi and sell hsbc)
  • 57519.69 (note: sell ALIBABA and MSFT, bank of american, don't wanna waste time)
  • 68665.01 hkd on 2020-09-17 (buy and sell xiaomi, 1463, and 3032)
  • 54543.18 hkd on 2020-09-18 (sell facebook, c, voo 2)
  • 50167.86 hkd on 2020-09-23 (sell 3680, buy xiaomi, c)
  • 64627.79 hkd on 2020-10-092 (buy 3680, 1408, US:Xpeng because of rumor )
  • 70568.39 hkd on 2020-10-02 (add us:JNJ, us:MMM)
  • 61927.79 hkd on 2020-10-05 ( sell 1408.hk, buy xiaomi, and 3032.hk)
  • 61179.12 hkd on 2020-10-06 (sell US:Xpeng, check more the industry )
  • sell us:VTT, and buy US:DAUD - fetch some money for house fee, and also, VTT is not a good growth one, and US:DAUD is for 对冲 on 2020-10-08
  • 76862.94 hkd on 2020-10-16
  • sell alibaba, xiaomi for another stock on 2020-10-21
  • sell 1853, 1376, coolcoin on 2020-11-04 (coolcoin: -8486.68, 1853: +10426, 1376: +5000)
  • note: 谨慎下单, 仔细分析

+ 容易被套牢

+ 总是想弥补上次的损失而匆忙下单

+ 剩余的小钱不用急着买, 可以作为一个公共账号

+ 多谨慎, 稍下单, 以后有钱买etf

+ 及时止损, 不要想着去弥补损失

+ buy ones from securities

+ stock 是短期交易

+ 仓促买卖

  • 从小额投资开始, 分散股票, 定期跟进(每个月)

+ 不要贪胜不知输

  • 止损位 10%
  • 止賺位 10% - 15%

+ 买股王坐大浪

  • fear的时候 冷静
  • keep 好股票, sell 烂股票
  • 强势股票, 越加注
  • 买强势股票 -> 跌的时候不跌的太多, 升的时候升的更多

+ 趋势

  • 20天平均线 > 50天平均线

+ NOTICE

  • take care with weak persons, especially when they don't obey your orders
  • make the mistakes again - greedy

+ it's not good to wait for the others to make the decision

+ this is not a good idea to buy some stock like US:Xpeng

  • some good news and the industry future in china
  • only No.1 can be

+ 让股息再投资

  • 记录下股息
  • 记下股票买卖的差价

+ 9988.hk

  • 55950 hkd on 2020-11-11
  • @280 hkd
  • 55950 = 55840 + 110 hkd on 2020-11-10

+ sell 25120, and buy 25180 on 2020-11-11 -> -110 hkd

  • TODO SELL if >305 hkd or +5000 hkd

+ 1859.hk ?

  • @0.67 hkd
  • 2010 hkd on 2020-11-10
  • TODO SELL if > 0.8 hkd or +400 hkd

+ backup:

  • CHECK the high growth stocks
  • US:C
  • US:NIO ?
  • US:FB ?
  • dividend/cash

+ 720.92 hkd on September 2020

  • 34.95 hkd <- AGG:US on 2020-09-08
  • 5.81 hkd <- MGK:US on 2020-09-16
  • 19.22 hkd <- VGT:US on 2020-09-16
  • 307 hkd <- 0001.hk on 2020-09-17
  • 301.00 hkd <- -30 hkd fees from 6823.hk on 2020-09-25
  • 51.00 hkd <- 6.58 usd from VGK:US on 2020-09-25
  • 1.94 hkd <- 0.25 usd from BAC:US on 2020-09-28

+ 210.11 hkd on 2020-10

  • 25.58 hkd <- VNQ:US on 2020-10-05
  • 149.03 hkd <- VOO:US on 2020-10-05
  • 17.98 hkd <- VWOB:US on 2020-10-07
  • 17.52 hkd <- AGG:US on 2020-10-08
  • ~640~ hkd <- 1408.hk on 2020-10-05
  • ~231.81~ hkd <- us:VTV on 2020-10-09

+ on 2020-11

  • 3067.hk 安碩恒生科技 ETF - 8% - ~4.34%

+ note:

  • +300 hkd @15.645 on 2020-11-05
  • buy it on a lower price
  • SELL some when the profit > 200 hkd

+ 1579 hkd on 2020-11-11

  • @15.79 hkd
  • TODO BUY 200 < 16 ?
  • us:QQQ - 0.2 - 5% - 6.8%

+ note

  • @294.5175 usd
  • SELL if the profit > 8% or @315 usd

+ 9133.80 hkd on 2020-11-09

  • us:VUG - 0.04% - 5%

+ TODO BUY ?

  • US:VOO - 0.03% - 35%

+ note:

  • @326.99
  • TODO BUY

+ 654.1 usd -> 5072.38 hkd on 2020-11-12

  • us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - 10% - ~ 1.47%

+ note: as a pool

  • BUY at lower price
  • @79.2075
  • SELL 5 @85.406 -> +240.28 hkd on 2020-11-09
  • TODO BUY

+ 253.71 usd -> 1966.98 hkd on 2020-11-09

  • US:VGIT - 0.05 - 5% -

+ TODO BUY

+ note: as a pool ?

-

  • ~ 3199.hk - 5%

+ TODO CHECK ?

  • US:GLD - 5% - 3%

+ note:

  • @175.09

+ 4072.19 hkd on 2020-11-09

+ TODO SELL if >185 usd or SELL ALL at December

  • bitcoin - 3% - ~%

+ note

  • 100 hkd on 2020-11-01

+ reference

  • [huobi](https://www.huobi.vc/zh-hk/)

#  恒生基金 - 应急资金

  • ------------------ --------
  • input

+ 36285.59 hkd -> 3 months for emergency

  • 富兰克林科技基金A类 (美元 累积) - 1%

+ TODO CHECK or SWITCH on this December

+ 1,112USD + 981USD = 2093 usd

  • 16006.02HKD

+ +18.950 on 08-26-2020

+ +92.350 on 08-27-2020

+ +3.99% -> 83.490 on 2020-08-28

+ +5.11% -> 106.900 on 2020-08-30

+ +8.22% -> 172.070 on 2020-09-03

+ +2.72% -> 56.910 on 2020-09-04

+ -3.30% -> -68.990 on 2020-09-09

+ -2.48% -> -51.910 on 2020-09-11

+ -3.30% -> -68.990 on 2020-09-12

+ -1.69% -> -35.460 0n 2020-09-15

+ +1.12% -> 23.380 on 2020-09-29

+ +1.33% -> 27.810 on 2020-09-30

+ +7.65% -> 160.040 on 2020-10-10

+ +10.22% -> 213.820 on 2020-10-14

+ +8.55% -> 179.030 on 2020-10-16

+ +7.16% -> 149.920 on 2020-10-21

+ +10.61% -> 222.050 on 2020-11-07

+ +7.25% -> 151.820 on 2020-11-12

  • 貝萊德全球基金 - 可持續能源基金A2類股份 (美元) - 1%

+ 2,695.42 usd -> 20,900.58 hkd

  • 10usd fee on 2020-11-10

+ -1.59% -> -43.15 on 2020-11-12

  • ~ 贝莱德全球基金 - 世界矿业基金A2类股份 (美元) - 1.75%

+ 2,705.90usd -> 20978.67hkd

+ +3.41% -> +692.30 on 2020-11-07

# sofi.hk stock ~10% -> 25%

  • input:

+ 55642.69 HKD on 2020-08-31

0001.hk 長和

  • 25,225

us:FB = 1787.78usd -> 13855.38 hkd

us:MSFT 288.72 = 231.13 usd -> 1791.29 hkd ?

us: bank of american 156.26 -> 1211.02 hkd ?

0005.hk 汇丰控股

  • 13,560 ?

----------

9999.hk

  • 网易 ?

01810.hk

  • xiaomi ?

ETF-stock ~55% - 52.8%

  • input:

+ 117369.31 hkd on 2020-08-31

  • us:voo - 0.03% - Vanguard S&P 500 ETF - SEC yield 1.69 - ~67.6%

+ 北美股票

  • 6357.9698 usd -> 49277.76 hkd
  • us:vgt - 0.1% - Vanguard Information Technology Index Fund ETF Shares - Yield 1.08% * 0.7 - ~17%

+ TODO sell ?

+ IT 基金

  • 1545.59 usd -> 11978.55 HKD
  • 3010.hk iShares 安碩核心MSCI 亞洲（日本除外）ETF - 0.28% - 100hkd 手续费 - ~8.5%

+ 5884 hkd on 08-26-2020

  • Vanguard Mega Cap Growth ETF - MGK - 0.07 - ~6.5%

+ TODO sell ?

+ 779.74 usd = 6043.41 hkd

  • ------------------------------------
  • ~25%
  • 恆生中國新經濟指數基金-D類 - 0.55%

+ HKD7,900

+ +3.43% -> HKD5,068.26 -> 2020-09-03

  • 富兰克林科技基金A类 (美元 累积) - 1% -

+ 1,112USD + 981USD = 2093 usd

  • 16006.02HKD

+ +18.950 on 08-26-2020

+ +92.350 on 08-27-2020

+ +3.99% -> 83.490 on 2020-08-28

+ +5.11% -> 106.900 on 2020-08-30

+ +8.22% -> 172.070 on 2020-09-03

  • 贝莱德全球基金 - 世界矿业基金A2类股份 (美元) - 1.75% ?

+ TODO sell

+ 2616.6usd -> 20279.57hkd

+ -52.300 on 08-26-2020

+ -51.150 on 08-27-2020

+ -1.12% -> -29.280 on 2020-08-28

+ +0.13% -> 3.530 on 2020-08-30

+ +0.75% -> 19.650 on 2020-09-01

+ +0.18% -> 4.680 on 2020-09-03

# US Bond ~20% - 18.75%

  • input:

+ hkd41664.77 on 2020-08-28

  • us:AGG - 0.04% - iShares Core U.S. Aggregate Bond ETF - 60% - ~77.8%

+ 环球债券 -> 4016.4118 USD -> 31129.00 hkd

+ TODO sell 16407.36 hkd -> ?

  • Vanguard新興市場政府債券ETF〈VWOB〉 - 0.3 - 20% -

+ TODO buy -> 5% ?

  • us:VNQ - Vanguard Real Estate Index Fund ETF Shares - 0.12% - 25% - ~17.2%

+ 972.34 usd -> 7535.77 hkd on 09-03-2020

  • 恒生香港債券基金 - 0.55 - 5%

+ 3000 hkd

+ TODO buy more ?

+ sell 2500 hkd on 2020-09-16

Money - 保險 ~ 10%

  • 健康保险, 医疗保险, 寿险
  • 基本保障类别 盡早選擇醫療保險、危疾保險或意外保險
  • 人的醫療保障計劃
  • 危疾保險
  • 醫療保險 -> 墊底費（即費用的一部份需要自行負責）的計劃以減低保費
  • 專門醫保產品
  • Bowtie 保險
  • 保柏环球优越自愿医保计划
  • 保柏互通保額醫療保障計劃

+ 每年根据年龄重新投保?

+ 恒生银行为你提供合资格延期年金保单、自愿医保及强积金可扣税自愿性供款方案,

-> 恒生强积金可扣税自愿性供款 ?

  • 保泰自願醫保 – 靈活計劃 – 升級計劃 - 446.38hkd/m
  • 友邦
  • todo
  • 体检

# others

  • US:DAUD - VelocityShares每日四倍做多美元兌澳幣匯率ETN - 1.5 - 5% - ~ 4.5%

+ note: 对冲

  • US stocks go down because of high risk -> usd will go up -> then US:DAUD will go up

USD is 避險貨幣

  • TODO CHECK the strategy every month
  • SELL almost ALL on the DAY, and buy at normal days
  • SELL 50% in the coming day, and buy DOUBLE on some day because USD will go down
  • BUY 15, and SELL 80% on 2020-10-12, KEEP it on 2020-10-12
  • BUY 10 @24 on 2020-10-14 - NOT NOW

+ 998.93 usd to 7741.76 hkd on 2020-10-12

  • 24.3889 usd

+ TODO SELL

  • US:VWOB - 0.25 - 5% - 4.4%

+ note:

  • lower fee than AGG and 3199.hk, and higher dividend
  • just sell the stock, and didnot check the debts before, and cannot totally balance
  • KEEP at least 5000 HKD as montly living backup

+ own 1000 hkd on 2020-10-08

+ SELL 11 on 2020-10-14

  • withdraw 7000 hkd on 2020-10-14

+ THEN TODO BUY 7 firstly at lower price

+ 96.26 usd -> 746.04 hkd on 2020-10-14

  • us:VTV - 7% - 4.8%
  • TODO SELL
  • 1057.49 usd -> 8195.63 hkd on 2020-10-05

+ 3199.HK

  • 中債5年期國債
  • 1.05
  • 10%
  • note
  • buy at LOW price, and sell at HIGH price
  • high fee

+ US:AGG

  • 0.04%
  • iShares Core U.S. Aggregate Bond ETF
  • Yield 2.46%
  • 3%
  • 2.7%
  • TODO SELL ?
  • note: keep at least 4500 hkd as the monthly living backup

+ 591.02 usd -> 4580.45 hkd on 2020-10-05

  • SELL 11 for house fee on 2020-10-05

+ 3010.hk iShares 安碩核心MSCI 亞洲（日本除外）ETF

  • 0.28%
  • 100hkd 手续费
  • 10%
  • 3.4%
  • TODO CHECK ?
  • 5742 hkd on 2020-09-15 (note: more distribution)

+ us:VNQ

  • Vanguard Real Estate Index Fund ETF Shares
  • 0.12%
  • yield 2.73%
  • 15%
  • 17.1%
  • TODO SELL ALL ?
  • 661.81 usd -> 5129.05 hkd 2020-09-17
  • 740.97 usd -> 5742.63 hkd on 2020-09-28

+ buy 1 for a lower average price

  • 344.32 usd -> 2668.57 hkd on 2020-09-30

+ Vanguard industry ETF

  • VIS
  • 0.1 ?

+ Vanguard Value (NYSEMKT:VTV)

  • 0.05
  • 5%
  • TODO buy ?

+ 3141.HK BMO 亞洲美元投資級別債券ETF

  • 0.35%
  • 10%
  • TODO buy

+ ~ 3067.hk

  • 0.25% ?

+ US: GLD

  • 0.40
  • 5% -
  • TODO buy ?

+ Vanguard成長股指數〈VUG〉

  • 0.05
  • TODO buy?

+ ~ Vanguard FTSE歐洲ETF〈VGK〉

  • 0.11% -
  • 10hkd on 2020-08-28 ?

+ ~ 貝萊德中國債券基金

  • 0.75%

+ Vanguard中型成長股ETF

  • VOT
  • 0.07
  • ?

+ ~ 2801.HK iShares安碩核心MSCI中國指數ETF

  • 0.2%

+ ~ Franklin FTSE歐洲ETF〈FLEE〉- 0.09%

+ ~ simplyFund

  • 恒生環球均衡增長基金D類單位 (港元 累積)
  • 32k - 16160.44 = 16160.44hkd

+ ~ simplyFund

  • 恒生香港債券基金D類單位 (港元 累積)
  • 20k * 1/3 = 6,738.44hkd

+ ~ Schwab U.S. REIT ETF (SCHH)

  • 0.07%

+ ~ 贝莱德全球基金

  • 环球资产配置基金A2类股份 (美元)
  • 1.75%
  • 2383.4usd
  • +61.190 on 08-26-2020
  • +68.590 on 08-27-2020
  • +3.45% -> +82.280 on 08-28-2020
  • +3.49% -> 2,466.52 on 2020-09-03

+ Tether

  • stable digital cash on the Blockchain

+ ~ 恒生基金

  • +747.34

+ ~ NYSE Arca : GLD 5% -

+ 3022 / 9022

  • [iShares安碩MSCI新興市場ETF](https://www.blackrock.com/hk/zh/products/314932/ishares-msci-emerging-markets-etf-fund)
  • 0.18% -

+ us:VGIT

  • 0.05%
  • Vanguard Intermediate-Term Treasury Index Fund ETF Shares

+ [iShares NASDAQ 100 ETF](https://www.blackrock.com/hk/zh/products/282238/ishares-nasdaq-100-etf-fund)

  • 2834
  • 0.28 -

+ ~ 9101.hk

  • 領航富時發展歐洲指數ETF
  • 0.18%

+ ~ simplyFund

  • 恆生環球高增長基金-D類
  • ~ 25k

+ ~ Vanguard FTSE Pacific ETF VPL

  • 0.08%

+ 南方東科技指數ETF﹙3033﹚

  • ----

小鹏汽车 ?

小米集团 ?

# notes

  • [投资理财](https://rich01.com/return-of-investment/)

reference

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